15 Stores With Excellent Return for Credit Policies

Returning an item shouldn't be a hassle, but some stores make it one. So, we've done a bit of legwork for you to curate a list of 15 top stores that allow you to turn your returns into valuable store credit, ensuring you always have a fantastic shopping experience. Read on to discover where you can shop confidently, knowing that a new favorite is just a return away if something doesn't work out.

In this post, you’ll learn:

• Which stores offer the most valuable store credit for returns?

• Key details about each store's return policy.

• Tips on how to maximize your returns and store credits.

• Insider shopping hacks to save even more on your next purchase

Why Store Credit?

Returning items isn't just about getting your money back. Sometimes, a store credit can be a real boon. It encourages you to keep shopping at a store you love, and many retailers offer bonuses or perks for choosing store credit over refunds. Think of it as a loyalty program with a twist! Here are the top 15 stores that make store credit a win-win situation.

1. Target

Website: Target 

Target is a go-to for almost everything. When you return items, opting for store credit can sometimes snag you extra discounts on future purchases. It's like getting rewarded for returning stuff. How cool is that?

Policy Highlights:

• Store Credit: Available for most returns.

• Time Frame: 90 days for standard items.

• Special Offers: Additional discounts on future purchases with store credit.

Tip: Check out our Target Coupons & Special Offers.

2. Best Buy

Website: Best Buy

Best Buy is a tech lover’s paradise. A store credit can be a great choice when you return items, especially electronics. It lets you keep your tech shopping spree going and racks up points in their loyalty program.

Policy Highlights:

• Store Credit: Offered on most electronics and tech returns.

• Time Frame: 15 days for standard returns, 30 days for My Best Buy Elite members.

• Special Offers: Extra points are available in the My Best Buy loyalty program when choosing store credit.

Tip: Check out our Best Buy coupons & Special Offers.

3. Kohl's

Website: Kohl's

Kohl's is known for its generous return policy. With no time restrictions and the chance to earn Kohl’s Cash, opting for store credit here can keep you swimming in savings and discounts for your next shopping adventure.

Policy Highlights:

• Store Credit: Available on most returns.

• Time Frame: No time restrictions for standard returns.

• Special Offers: Kohl’s Cash can be earned on returns made with store credit.

Tip: Check for more Kohl’s Promo Codes & Coupons

4. Nordstrom

Website: Nordstrom

Nordstrom’s flexible return policy is legendary. Choosing store credit means you can take your time finding that perfect replacement item while also gaining points in the Nordy Club, enhancing your overall shopping experience.

Policy Highlights:

• Store Credit: Generously offered for most items.

• Time Frame: No fixed return window.

• Special Offers: Points in the Nordy Club loyalty program.

Tip: Check for more Nordstrom Coupons & Special Offers

5. Bed Bath & Beyond

Website: Bed Bath & Beyond

Bed Bath & Beyond makes home-shopping fun and rewarding. When you opt for store credit on returns, you often get coupons that can be used to save even more on your next cozy home item.

Policy Highlights:

• Store Credit: Available on most returns.

• Time Frame: 90 days for standard returns.

• Special Offers: Coupons for future purchases.

6. Sephora

Website: Sephora

Sephora is a beauty junkie's dream. Returning items for store credit here keeps you in the beauty game and helps you accumulate points in the Beauty Insider program, leading to more rewards and exclusive perks.

Policy Highlights:

• Store Credit: Offered on most beauty product returns.

• Time Frame: 60 days for standard returns.

• Special Offers: Points in the Beauty Insider program.

Tip: Check for more Sephora Promo Codes & Coupons

7. REI

Website: REI

REI’s return policy is perfect for outdoor enthusiasts. Most items can be returned within up to a year, and you can earn dividend points through the REI Co-op Membership. Choosing store credit means more gear for your next adventure.

Policy Highlights:

• Store Credit: Available on most outdoor gear returns.

• Time Frame: 1 year for standard returns.

• Special Offers: Dividend points in the REI Co-op Membership program.

Tip: Check for more REI Coupons & Special Offers

8. Amazon

Website: Amazon

Amazon’s vast marketplace makes it a convenient option for many shoppers. Opting for store credit can sometimes get you additional promotional credits, making your next purchase even more affordable.

Policy Highlights:

• Store Credit: Available for most items.

• Time Frame: 30 days for standard returns.

• Special Offers: Amazon promotional credits for future purchases.

9. Macy's

Website: Macy's

Macy’s has a reputation for variety and quality. You might also benefit from extra Macy’s Money when choosing store credit, especially during their frequent sales events.

Policy Highlights:

• Store Credit: Offered on most returns.

• Time Frame: 90 days for standard returns.

• Special Offers: Extra Macy’s Money during promotional periods.

Tip: Check for more Macy's Promo Codes & Coupons

10. Walmart

Website: Walmart

Walmart’s extensive product range and competitive pricing make it an excellent choice for returns with store credit. Store credit can help you tap into Rollback deals and accumulate savings through rebates.

Policy Highlights:

• Store Credit: Available for most returns.

• Time Frame: 90 days for standard returns.

• Special Offers: Rollback deals and savings catcher rebates.

Tip: Check for more Walmart Coupons & Special Offers

11. Costco

Website: Costco

Costco’s return policy is one of the most generous. Store credit facilitates easy returns and helps you accumulate membership rewards and cashback.

Policy Highlights:

• Store Credit: Offered on most returns.

• Time Frame: 90 days for electronics, no time limit for other items.

• Special Offers: Membership rewards and cashback.

Tip: Check for more Costco Coupons & Special Offers

12. Home Depot

Website: Home Depot

Home Depot’s extensive range of home improvement products makes it a top choice for returns with store credit. Project credits can help you save on future home projects.

Policy Highlights:

• Store Credit: Available for most returns.

• Time Frame: 90 days for standard returns.

• Special Offers: Project credits for home improvement projects.

Tip: Check for more Home Depot Promo Codes & Coupons

13. Ulta Beauty

Website: Ulta Beauty

Ulta Beauty’s extensive selection of beauty products is perfect for those who love experimenting. Store credit here can earn you Ultimate Rewards points, translating to more beauty buys.

Policy Highlights:

• Store Credit: Offered on most returns.

• Time Frame: 60 days for standard returns.

• Special Offers: Ultimate Rewards points.

Tip: Check for more Ulta Beauty Promo Codes & Coupons

14. Zappos

Website: Zappos

Zappos’ generous return policy is a boon for shoe lovers. Store credit can earn you VIP points and expedite shipping on future orders.

Policy Highlights:

• Store Credit: Available on most returns.

• Time Frame: 365 days for standard returns.

• Special Offers: VIP points and expedited shipping.

Tip: Check for more Zappos Coupons & Special Offers

15. Wayfair

Website: Wayfair

Wayfair’s vast furniture and home decor selection makes store credit a helpful option. It can be applied to your next big home project, making returns hassle-free and rewarding.

Policy Highlights:

• Store Credit: Offered on most returns.

• Time Frame: 30 days for standard returns.

• Special Offers: Rewards for future purchases.

Tip: Check for more Wayfair Coupons & Special Offers

Maximize Your Store Credit: Tips and Tricks

Store credit is more than just a refund alternative. It’s a strategic way to enhance your shopping experience. Here are some pro tips to get the most out of your store credit:

• Combine with Sales: Use your store credit to stretch its value further during sales events.

• Loyalty Programs: Enroll in the store’s loyalty program to accumulate points and enjoy additional perks.

• Special Promotions: Look for special promotions that offer extra discounts or bonuses when using store credit.

• Gifting: Store credit can be a perfect gift option for friends and family who love shopping at the same stores.

Pro Tips for Hassle-Free Returns

To ensure smooth returns and the best use of your store credit, follow these expert tips:

1. Keep Receipts and Documentation

Always keep your receipts and any related documentation. Even if a store offers hassle-free returns, having proof of purchase can expedite the process.

2. Know the Store’s Return Policy

Familiarize yourself with the store’s return policy before making a purchase. This knowledge can help you decide whether to keep or return an item and understand your options for store credit.

3. Return Items in Original Condition

Whenever possible, return items in their original packaging and condition. This increases the likelihood of a full refund or store credit without deductions.

4. Time Your Returns

Timing your returns can be strategic. Returning items close to significant sales events can allow you to use your store credit during those sales, maximizing your savings.

5. Be Polite and Patient

Being courteous and patient with store employees can go a long way. Building rapport can sometimes result in more favorable return conditions and better customer service.

Special Offers and Loyalty Programs

Conclusion

Returning items doesn’t have to be a dreaded task. With the right approach, store credit can transform your shopping experience, providing additional perks and savings. Whether you’re a frequent shopper or just making occasional purchases, understanding and utilizing store credit can lead to substantial benefits.

Remember these tips and strategies next time you’re at the return counter. Embrace store credit and turn those returns into opportunities for even more incredible deals. Happy shopping, Dealhackers!

For expert tips and exclusive deals, follow Dealhack – your go-to source for smart shopping and savings hacks!

FAQ

Is store credit the same as a gift card?

Not exactly. While both can be used for purchases, store credit is often tied to your account and may have certain restrictions or expiration dates. On the other hand, gift cards are typically more flexible and can be given to others.

Can I use store credit online?

Most stores allow you to use store credit for online purchases, but it's always best to check the specific retailer's policy. For instance, Amazon and Best Buy enable the use of store credit for both in-store and online purchases.

What happens if I lose my store credit?

Since store credit is usually linked to your account, losing a physical receipt isn't typically a problem. However, if the store credit was issued as a card or voucher, it's essential to keep it safe. Some stores can reissue store credit if you have proof of the original transaction.

Does store credit expire?

Expiration policies vary by retailer. Some stores, like Nordstrom and Kohl's, offer store credit that never expires, while others might have specific time frames. Always check the terms when you receive a store credit to avoid losing out.

Can I transfer store credit to someone else?

This depends on the store's policy. Some retailers, like Amazon, allow you to transfer store credit, while others may not. If you're looking to gift your store credit, it's best to check with the store's customer service.

Can I get a cash refund instead of store credit?

In most cases, stores issue store credit as an alternative to cash refunds, especially if the return is made without a receipt or outside the standard return window. If you prefer a cash refund, it's worth asking, but be prepared for the possibility of receiving store credit instead.

Are there any fees associated with store credit?

Typically, there are no fees associated with store credit. However, it’s always a good idea to check the store's policy to ensure no hidden charges or deductions when using your store credit.

Can I use store credit during sales and promotions?

Store credit is an excellent way to maximize savings during sales and promotions. Combining store credit with discounts and promotional offers can significantly reduce your expenditure.

How do I check my store credit balance?

Most stores allow you to check your store credit balance through your online account or by contacting customer service. Some stores may also provide balance information on your receipt.

Can store credit be used for any item in the store?

Store credit can generally be used for any item within the store, but there might be exceptions for certain products or categories. Always check the specific terms and conditions associated with your store credit to avoid any surprises at checkout