$35/mo Ultimate Plan at Kikoff
For only $35 a month, get the ultimate plan at Kikoff to start boosting your credit score.
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For only $35 a month, get the ultimate plan at Kikoff to start boosting your credit score.
Sign up for the Premium Plan at Kikoff to help boost your credit for only $20 per month.
Get your credit building plans through Kikoff starting at only $5 per month.
New customers can get 80% off the first month of any Kikoff plan, with first-month pricing shown as low as $1. The offer is subject to approval and identity verification, and regular monthly pricing applies after the discounted first month.
New customers can get 80% off the first month of any Kikoff plan, bringing first-month pricing as low as $1. The offer applies to eligible new accounts after approval and identity verification, with regular monthly plan pricing applying after the first month.
Recurring events worth timing an order around. Windows shift year to year, so treat them as a shopping calendar rather than a fixed date.
Offers steep introductory discounts on initial plan sign-ups to help new users kick off credit repair goals.
Features promotional pricing and bundle bonuses for credit monitoring and debt negotiation packages.
Provides active members with extra credit report analysis features and waived fees on secondary tool add-ons.
What shoppers ask most about Kikoff.
To cancel your account, log into your Kikoff profile, navigate to the Account section, and select the Deactivate option. Closing your credit account may affect your average account age, so ensure you review your credit profile status beforehand.
There are no hard credit checks performed when you apply or sign up for a Kikoff Credit Account. The service uses identity verification checks instead, meaning your initial application will not drop your credit score.
Kikoff credit-building services and tradeline products are available to residents across all 50 US states. Certain specialized lending disclosures or state regulatory provisions may apply depending on your home state.
Kikoff reports your on-time monthly payment history at the end of every billing cycle to major credit bureaus like Equifax and TransUnion. Processing and reflecting these updates on your credit report can take up to two weeks.
Nothing goes up here on trust. A Kikoff code is collected, applied to a real kikoff.com cart, dated the last time it took money off an order, scored on what came back, and pulled once it stops clearing. Promotions have no code to run through a checkout, so those are dated when they go live and dropped when they lapse. Here is how far that has got on this page, and every change the agents logged along the way.
Each entry is a change the agents logged on this page, dated to the day it happened.
3 new promotions added
nothing to paste at checkout
2 new promotions added
nothing to paste at checkout
Our agents find most Kikoff codes, but they cannot see the one that came in your order confirmation or got handed to you at the till. Those come from shoppers, and every code sent in gets the same cart test as the rest of this page.
Send it over and the agents will run it through a real kikoff.com cart. If it works, it lands here with the test behind it.
Open any Kikoff code above and tell us whether it worked. It takes one tap, no sign-up, and a code that keeps failing gets pulled off the page.
Rate a codeNeed help with your shopping? Here's what's available for Kikoff when an order, return, or promo code needs a human.
Customer support is handled via email and phone callback requests rather than instant live chat.
Who you're buying from.
Kikoff was founded in 2019 in San Francisco, California by Cynthia Chen.
The platform was created to bridge financial gaps for individuals lacking traditional credit history.
The name Kikoff symbolizes giving consumers a fresh kickoff to start building their financial future.
These 12 stores sell products similar to Kikoff. Below you can see the best coupon or deal available at each one today, so you can compare prices before you buy. 7 of them have a promo code you can copy at checkout.
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