80%
OFF
Save 80% on First Month
New customers receive 80% off the first month of any 12-month Kikoff plan after approval.
agents@dealhack$fetch the freshest Kikoff codes…
80% Off Kikoff Coupons & Promo Codes November 2026
✓listings updated·
Today's Current Kikoff Promo Codes:
7 offers in totalDEAL
Get Free Rent Reporting for TheGuarantors Applicants
TheGuarantors applicants get free Kikoff rent reporting, even if they are not approved for a lease guarantee. The package reports up to 24 months of past rent to Equifax and TransUnion, plus future on-time payments.
$5
Plans Starting at $5/mo
Get your credit building plans through Kikoff starting at only $5 per month.
$20
Premium Plan Only $20/mo
Sign up for the Premium Plan at Kikoff to help boost your credit for only $20 per month.
$35
$35/mo Ultimate Plan at Kikoff
For only $35 a month, get the ultimate plan at Kikoff to start boosting your credit score.
DEAL
Earn Refer-a-Friend Credit
Share your referral link. Both you and the new user receive a statement credit after their first payment.
DEAL
Shop Credit Plans From $5/mo
Build credit with plans featuring no interest and no hard credit check. Options include Basic at $5, Premium at $20, and Ultimate at $35 per month.
Kikoff Shopping Info
Discounts
✕
Popup/Newsletter
✕
Loyalty
✓
Students
$1 for your first month · Student Beans
Trial & Refunds
✕
Free Trial
✓
Money-Back Guarantee
45 days
✓
Refund Policy
A 45-day money-back guarantee applies to initial purchases of the Kikoff Credit Service or store items, after which monthly plan payments are non-refundable.
Payments
Cards
Visa, Mastercard, Discover, American Express
Wallets
Apple Pay, Google Pay, Samsung Pay
BNPL
—
✕
Gift Cards
When Kikoff Runs Sales
Recurring events worth timing an order around. Windows shift year to year, so treat them as a shopping calendar rather than a fixed date.
- mid-December to late JanuaryNew Year Financial Resolution Promo
Offers steep introductory discounts on initial plan sign-ups to help new users kick off credit repair goals.
- March to AprilSpring Credit Tune-Up Event
Features promotional pricing and bundle bonuses for credit monitoring and debt negotiation packages.
- October to NovemberCredit Health Awareness Month Special
Provides active members with extra credit report analysis features and waived fees on secondary tool add-ons.
Before You Buy at Kikoff
What shoppers ask most about Kikoff.
›Do Kikoff promo codes work today?
Unlikely. We don't have recent proof that any Kikoff code works. Use one of the 7 promotions on this page, which apply without a code.
›How do I cancel my Kikoff account?
To cancel your account, log into your Kikoff profile, navigate to the Account section, and select the Deactivate option. Closing your credit account may affect your average account age, so ensure you review your credit profile status beforehand.
›Is there a credit check required to sign up?
There are no hard credit checks performed when you apply or sign up for a Kikoff Credit Account. The service uses identity verification checks instead, meaning your initial application will not drop your credit score.
›Is Kikoff available in all US states?
Kikoff credit-building services and tradeline products are available to residents across all 50 US states. Certain specialized lending disclosures or state regulatory provisions may apply depending on your home state.
›How does Kikoff report payments to credit bureaus?
Kikoff reports your on-time monthly payment history at the end of every billing cycle to major credit bureaus like Equifax and TransUnion. Processing and reflecting these updates on your credit report can take up to two weeks.
How We Verify Kikoff Codes
Nothing goes up here on trust. A Kikoff code is collected, applied to a real kikoff.com cart, dated the last time it took money off an order, scored on what came back, and pulled once it stops clearing. Promotions have no code to run through a checkout, so those are dated when they go live and dropped when they lapse. Here is how far that has got on this page, and every change the agents logged along the way.
agents@dealhack: ~/verify --store kikoff.com --loglast change
collect7 Kikoff offers listed here, running at the store with no code to enter
pruneexpired offers and dead codes drop off this page automatically
Recent Kikoff offer activity
Each entry is a change the agents logged on this page, newest first.
New promotion added
published by Kikoff
New promotion added
published by Kikoff
The agents keep retesting every Kikoff code on this page. No one here vouches for a code they did not watch work. If one slips through expired, take the next on the list. We keep backups. Want more codes we have watched work? See top-rated verified promo codes from every store.
Help Other Kikoff Shoppers
Our agents find most Kikoff codes, but they cannot see the one that came in your order confirmation or got handed to you at the till. Those come from shoppers, and every code sent in gets the same cart test as the rest of this page.
Have a code we missed?
Send it over and the agents will run it through a real kikoff.com cart. If it works, it lands here with the test behind it.
Did a code work for you?
Open any Kikoff code above and tell us whether it worked. It takes one tap, no sign-up, and a code that keeps failing gets pulled off the page.
Rate a codeKikoff Customer Support
Need help with your shopping? Here's what's available for Kikoff when an order, return, or promo code needs a human.
Customer support is handled via email and phone callback requests rather than instant live chat.
About Kikoff
Who you're buying from.
Did You Know
Founding
Kikoff was founded in 2019 in San Francisco, California by Cynthia Chen.
Origin Story
The platform was created to bridge financial gaps for individuals lacking traditional credit history.
Naming
The name Kikoff symbolizes giving consumers a fresh kickoff to start building their financial future.
Stores Like Kikoff: Today's Best Coupons
These 12 stores sell products similar to Kikoff. Below you can see the best coupon or deal available at each one today, so you can compare prices before you buy. 8 of them have a promo code you can copy at checkout.
Bradford Exchange ChecksBuy One Box, Get Second Box Free
Take advantage of Bradford Exchange Checks savings where you can buy one box of checks and get the second box free on select designs and qualifying box quantities.
- store issued
Get Deal
Ondo Finance10% offSave 10% on Sitewide Orders at Ondo
Apply this discount code to get 10% off sitewide at Ondo.
- saves ~$11.89
- community
Get Code
BetMGMEarn $100 Per Friend Referred
Existing BetMGM customers can earn a $100 bonus for each friend they successfully refer who registers via their unique link and meets the qualifying deposit and wagering requirements, subject to the Refer A Friend terms. Referral awards are typically paid as bonus funds or site credit, with monthly caps (for example, up to $2,000 in bonuses per month), state availability, product restrictions, and full eligibility details listed on BetMGMs Refer A Friend promotion page.
- store issued
Get Deal
UpstartGet a $200 Amazon Gift Card on Upstart HELOCs
Get a $200 Amazon digital gift card if another lender fully approves a lower comparable rate within 45 calendar days of your primary-residence HELOC approval. Submit your request within 10 business days. Terms apply.
- store issued
Get Deal
Quicken WillMaker & Trust by Nolo10% offTake 10% Off Storewide
Apply this discount code to save 10% on your storewide WillMaker order.
- saves ~$14.90
- store issued
Get Code
Lemonade10% offGet Up to 10% Off Lemonade Pet Coverage
Bundle Lemonade Pet with renters, homeowners, car, or life insurance for savings on eligible coverage. Some add-ons and Preventative Care packages are excluded, and availability varies by state.
- store issued
Get Deal
MyCorporation50% offGet 50% Off Incorporation Packages for DFS Dealers
DFS dealers can get 50% off MyCorporation incorporation packages with promo code DFS50. Packages start at $49.50 plus state fees, and eligibility is limited to DFS dealers.
- store issued
Get Code
Breakout5% offGet 5% Off Breakout Evaluation Fees
Apply the code at checkout to save 5% on eligible Breakout evaluation fees. Check plan eligibility and confirm the discount appears before purchase.
- store issued
Get Code
Designer ChecksBuy 3 Boxes of Checks, Get 1 Free
Buy 3 boxes of personal checks and get 1 box free, plus free lettering and a Designers Choice upgrade with code. Excludes desk sets and cannot be combined with another offer. Only one offer may be used per order.
- store issued
Get Code
UpsideGet $10 Cash Back on a Qualifying $35+ Purchase
New users earn a $10 cash-back bonus after a first qualifying purchase of $35 or more in gas, groceries, or dining. Add the code during signup or later in your app profile.
- store issued
Get Code
FreeShipping.comFree shippingFree Shipping on Your Order at Freeshipping.com
Use this promo code to receive free shipping on your Freeshipping.com order.
- community
Get Code
TechChecks$5 offSave $5 on TechChecks Orders Over $100
Apply the code to save $5 on qualifying orders over $100 at TechChecks.
- community
Get Code
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