Best Current Promo Codes September 2026

New, first-time Current users can earn a $100 cash bonus when they sign up with a referral link or code and then receive at least $200 in eligible payroll direct deposits into their Current account within 45 days of opening. Both the referrer and new user receive $100 once the deposit requirement is met, excluding peer-to-peer or other non-qualifying transfers.

Current account holders can withdraw cash with no ATM fee at more than 40,000 in-network Allpoint ATMs, while standard ATM fees may apply at out-of-network ATMs.

Currents Teen Banking accounts let parents open accounts for teens with no monthly fee, real-time spending notifications, the ability to block certain merchants, assign chores, and instantly transfer money, though certain transaction fees may still apply as per account terms.

Earn 1x points for every dollar spent on eligible purchases with Current and redeem points for cash back in your Current account. To earn points, you must receive at least one eligible payroll deposit of $200 or more over a 35-day period and use your card at qualifying merchants, with points generally posting within 3-5 business days and expiring 365 days after they settle.

When you set up qualifying direct deposit to your Current account, you can get paid up to 2 days early compared to traditional banks, depending on your employers payroll submission timing. Availability depends on payer support and funding timing.

Current Spend and Build Card accounts have no annual fees and no minimum balance fees, though some other fees such as out-of-network ATM fees, late payment fees, foreign transaction fees, and certain cash deposit fees may still apply per the Current Deposit Account Agreement and Build Card Rates & Fees.

Current's Paycheck Advance feature may allow qualifying users to access up to $750 before their paycheck arrives. To qualify, users must receive eligible payroll deposits into a Current Account, including deposits of $200 or more, with the available advance amount shown in the app and subject to eligibility rules.

Eligible Current members can opt in to Fee-Free Overdraft after meeting account and direct-deposit requirements. The feature requires a Current account in good standing and at least one eligible payroll deposit of $200 or more over the preceding 35-day period, with the available overdraft amount determined by Current.

New Current users who sign up through the TextNow partnership page can receive a free TextNow SIM card. After receiving an eligible payroll deposit of at least $200 and activating the SIM card, the user receives two months of unlimited Month Pass service.

Current members can earn a boosted annual bonus rate on eligible Savings Pod balances. To qualify for the 4.00% rate, members must have at least $0.01 in Savings Pods and receive an eligible payroll deposit of $200 or more over a 35-day period, with bonus earnings available on up to $2,000 per pod and up to $6,000 total.

Current offers fee-free overdraft access for qualifying members on eligible debit card or Build Card transactions. Members must receive at least $200 in eligible direct deposits over the preceding 35-day period and meet Currents other eligibility requirements; overdraft limits may range from $25 to $200.

Current members can earn a Boost bonus rate of up to 4.00% annually on eligible Savings Pod balances. To qualify for the boosted rate, keep at least $0.01 in Savings Pods and receive an eligible payroll deposit of at least $200 over a 35-day period; the bonus applies to up to $2,000 per pod and up to $6,000 total.

Current Build Card users may qualify for Build Fee-Free Overdraft on transactions that exceed the amount in their Secured Account. Eligibility requires at least one eligible payroll deposit of $200 or more into a Current Account over the preceding 35-day period, along with other Current requirements.

Current offers access to fee-free overdraft for eligible Individual Current Accounts. To qualify, members must receive at least $200 in eligible direct deposits over the preceding 35-day period and meet other Current requirements.

Current members can earn a bonus rate of up to 4.00% annually on eligible Savings Pods. The boosted rate requires at least one eligible payroll deposit of $200 or more over the qualifying period and applies to balances up to $2,000 per pod, up to $6,000 total.