Upstart Shopping Info

Discounts

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Popup/Newsletter

Upstart does not offer promotional discounts or newsletter signup incentives for its lending services.

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Student

Upstart does not offer a student discount.

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Loyalty

There is no loyalty or rewards program for borrowers.

Trial & Refunds

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Free Trial

Not applicable to lending services.

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Money-Back Guarantee

Upstart does not offer a money-back guarantee on loan products.

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Refund Policy

Loan products are financial contracts and are not subject to standard refund policies.

Payments

Cards

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Wallets

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BNPL

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Gift Cards

More Upstart Savings Tips & Hacks

How to get the latest Upstart promo codes and discounts

Start by checking your personalized rate online. Use the quick application on the Upstart website to compare offers side by side and choose the option with the lowest total cost over the life of the loan.
Many shoppers look for Upstart coupon codes. The best savings often come from rate shopping. Keep an eye on the homepage banners and your application dashboard for limited‑time APR incentives or fee credits applied at offer time.
If you’re active‑duty military or a qualifying dependent, review SCRA benefits to lower interest obligations and reduce certain fees. Request help through the SCRA assistance article.
Guard your wallet from fake “discount” offers. Upstart will never ask for gift cards or upfront payments to process a loan. Read the loan scam safety guide before you apply.
Invited offers can include special terms. If you receive a promotional mailer or partner referral link, apply through that link so any associated rate or fee benefits attach automatically to your application.

Other ways to save at Upstart

Prequalify before you apply. Reviewing a tentative offer first helps you estimate monthly costs and total interest so you only move forward when the numbers fit your budget.
Compare multiple term lengths. Shorter terms mean higher monthly payments and lower total interest over time.
Make extra payments anytime. Paying more than the minimum or paying off early can reduce interest charges over the life of your loan.
Opt into autopay and paperless billing. Automating payments helps you avoid late fees and stay on track.
Use invite‑only offers when available. If you receive targeted emails or mailers with Upstart coupon codes or a custom application link, apply with that link to capture any promotional terms.

Locate the Code Box at upstart.com

The agents tested the code. Entering it is the one part we leave to you — here's exactly where the Upstart promo code goes at checkout.

Follow the shopper-submitted screenshots below to spot the Upstart promo box and apply your code. Miss a step and even a working code does nothing — so the agents mapped every one for you.

Upstart checkout page showing the 12 digit code field and Submit button

How to find

1.Go to the Upstart homepage
2.Scroll down to the 'Explore more loan types' section
3.Click the 'Mail offer code' button
4.Locate the '12 digit code' input field and the 'Submit' button

How to use

Click 'Mail offer code' on the homepage, enter the 12-digit code into the field, and click the 'Submit' button.

How the Agents Verify Upstart Codes

agents@dealhack: ~/verify --store upstart.com

✓1 total offers cleared for redemption at upstart.com

✓last sweep completed January 8, 2026

✓expired & dead codes purged automatically

The agents re-test every Upstart coupon on a schedule — no human vouches for a code they didn't watch work. If one slips through expired, just grab the next on the list. We keep backups.

Upstart Customer Support

Need help with your shopping? Here's what's available for Upstart when an order, return, or promo code needs a human.

Phone

1-855-438-8778

Toll-free support available M-F 6am-5pm PST, Weekends 9am-5pm PST.

Email

support@upstart.com

General support email for application-related questions.

Live chat

Not available

Help center

www.upstart.com/contact

Official contact page for support inquiries.

25% Off Upstart Coupons, Promo Codes August 2026

Today's Top Upstart Promo Codes:

Personal Loans with Low Fixed Rates